Make homeownership a reality

Ready to move forward? Elmira Savings Bank makes it fast, easy, and simple!

Whether you are buying your first property or your fourth, we understand it can be a big and often daunting decision. That's why we want to make applying for your home loan quick and easy.

This application should take you approximately 20 minutes to complete, and your progress will be saved as you complete each step. Please note that your session will timeout after 15 minutes of inactivity.

Please Have These Items Ready

  1. Current and Previous Addresses (2 years)
  2. Current and Previous Employment Information and dates including monthly salary
  3. Bank Account Statements
  4. Current monthly housing expenses such as rent and mortgage payments
  5. Address and Market Value information for properties you own, including taxes & insurance
  6. Sources and Income Amounts for all Borrowers. If a W-2 employee, pay stubs for the last 30 days
  7. If working with a Realtor® or Attorney, their name, company and phone number
  • Start App

    On Your Way
  • Personal

    Name
    Address
  • Property

    Location
    Title
  • Employment

    Positions
    Dates
  • Assets

    Bank Accounts
    Real Estate
  • Housing

    Expenses
    Income
  • Declarations

    Government
    Monitoring
  • Submit App

    and Done

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Elmira Savings Bank is an approved Seller/Servicer of Freddie Mac, FHA/Department of Housing & Urban Development, VA, USDA, and SONYMA (NY Only). Elmira Savings Bank is an Equal Housing Lender committed to ensuring every applicant for credit receive fair and equal treatment throughout the credit application and approval process, as embodied in the Equal Credit Opportunity Act and the Fair Housing Act. All mortgage lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

External links and content are being provided for informational purposes only. Elmira Savings Bank has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one.

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